:root{--navy:#082f67;--navy2:#0a3f83;--blue:#0a83d9;--sky:#dff3ff;--ink:#10213b;--muted:#627187;--line:#dbe6f1;--soft:#f5f9fd;--white:#fff;--shadow:0 22px 50px rgba(8,47,103,.12);--radius:24px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:1000;border-radius:8px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(219,230,241,.9)}.nav-wrap{height:84px;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{display:flex;align-items:center}.brand img{height:64px;width:auto;max-width:245px;object-fit:contain;object-position:left center}.nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:750;color:#29415f}.nav a{transition:.2s}.nav a:hover{color:var(--blue)}.nav-cta{background:var(--navy);color:#fff!important;padding:12px 18px;border-radius:999px;box-shadow:0 8px 18px rgba(8,47,103,.16)}.menu-toggle{display:none;background:none;border:0;font-size:30px;color:var(--navy);cursor:pointer}
.hero{position:relative;overflow:hidden;padding:72px 0 70px;background:linear-gradient(135deg,#fff 0%,#f4faff 62%,#e8f5ff 100%)}.hero:before{content:"";position:absolute;left:-140px;top:-120px;width:560px;height:220px;border:36px solid var(--navy2);border-right-color:transparent;border-bottom-color:transparent;border-radius:50%;transform:rotate(-9deg);opacity:.97}.hero-grid-bg{position:absolute;inset:0;background-image:linear-gradient(rgba(8,47,103,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(8,47,103,.025) 1px,transparent 1px);background-size:46px 46px;mask-image:linear-gradient(to right,transparent,rgba(0,0,0,.65),transparent)}.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:58px;align-items:center}.eyebrow{font-size:12px;font-weight:850;letter-spacing:.2em;color:var(--blue);margin:0 0 14px}.hero h1,.section-heading h2,.quote-intro h2,.advisor-copy h2,.cta-section h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);letter-spacing:-.03em}.hero h1{font-size:clamp(46px,6vw,76px);line-height:1.02;margin:0 0 22px;max-width:760px}.hero h1 span{color:var(--blue)}.hero-lead{font-size:19px;max-width:700px;color:#4f6077;margin:0 0 30px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 22px;font-weight:800;transition:.2s;border:1px solid transparent}.btn:hover{transform:translateY(-1px)}.btn-primary{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;box-shadow:0 12px 28px rgba(8,47,103,.2)}.btn-secondary{border-color:#b8cbe0;background:#fff;color:var(--navy)}.hero-points{margin-top:34px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.hero-points div{padding:15px 0;border-top:1px solid var(--line)}.hero-points strong,.hero-points span{display:block}.hero-points strong{font-size:14px;color:var(--navy)}.hero-points span{font-size:12px;color:var(--muted);margin-top:3px}.hero-media{position:relative}.hero-image-frame{position:relative;border-radius:34px;overflow:hidden;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.7);background:#d8effd}.hero-image-frame img{width:100%;aspect-ratio:1.18/1;object-fit:cover}.hero-image-copy{position:absolute;left:22px;right:22px;bottom:20px;padding:17px 18px;border-radius:17px;background:rgba(6,41,86,.86);backdrop-filter:blur(10px);color:#fff}.hero-image-copy span,.hero-image-copy strong{display:block}.hero-image-copy span{font-size:12px;text-transform:uppercase;letter-spacing:.16em;opacity:.8}.hero-image-copy strong{margin-top:4px;font-size:17px}.quote-strip{padding:74px 0;background:var(--navy);color:#fff}.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:58px;align-items:start}.quote-intro h2{color:#fff;font-size:42px;margin:0 0 16px}.quote-intro p{color:#d8e8f7}.privacy-note{margin-top:22px;font-size:13px;color:#b7cce2}.quote-form{background:#fff;color:var(--ink);border-radius:26px;padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:15px;box-shadow:0 25px 45px rgba(0,0,0,.14)}.quote-form label{font-size:12px;font-weight:800;color:#425670}.quote-form input,.quote-form textarea,.quote-form select{display:block;width:100%;margin-top:7px;border:1px solid #cfdae6;background:#fbfdff;border-radius:11px;padding:12px 13px;color:var(--ink);outline:none}.quote-form input:focus,.quote-form textarea:focus,.quote-form select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(10,131,217,.1)}.wide{grid-column:1/-1}.hp{position:absolute!important;left:-9999px!important}
.section{padding:92px 0}.section-heading{max-width:780px;margin-bottom:46px}.section-heading.centered{text-align:center;margin-inline:auto}.section-heading h2{font-size:clamp(36px,4.5vw,54px);line-height:1.08;margin:0 0 16px}.section-heading p:not(.eyebrow){font-size:18px;color:var(--muted)}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service-card{position:relative;border:1px solid var(--line);border-radius:22px;padding:27px;background:#fff;transition:.25s}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#bfd6ea}.number{position:absolute;right:20px;top:18px;color:#9fb2c5;font-size:12px;font-weight:850}.service-icon{width:46px;height:46px;border-radius:14px;background:#eaf6ff;color:var(--blue);display:grid;place-items:center;font-size:20px}.service-card h3{font-size:22px;color:var(--navy);margin:18px 0 10px}.service-card p{color:var(--muted);min-height:96px}.service-card a{font-weight:800;color:var(--blue)}
.section-blue{background:linear-gradient(135deg,#062b61,#0b4c91);color:#fff;position:relative;overflow:hidden}.section-blue:after{content:"🍁";position:absolute;right:6%;top:4%;font-size:260px;opacity:.035;filter:grayscale(1)}.section-heading.light h2,.section-heading.light p{color:#fff}.section-heading.light p:not(.eyebrow){color:#d7e6f5}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;position:relative;z-index:1}.process-card{border:1px solid rgba(255,255,255,.18);border-radius:20px;padding:26px;background:rgba(255,255,255,.06);backdrop-filter:blur(10px)}.process-card span{font-size:12px;font-weight:900;color:#70c6ff}.process-card h3{font-size:21px;margin:28px 0 8px}.process-card p{color:#d7e6f5;margin:0}
.advisor-section{background:#f7fbff}.advisor-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:center}.advisor-logo{background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px;box-shadow:var(--shadow)}.advisor-logo img{width:100%}.advisor-copy h2{font-size:54px;margin:0;color:var(--navy)}.advisor-copy h3{font-size:25px;color:var(--blue);margin:0 0 18px}.advisor-copy>p:not(.eyebrow){font-size:18px;color:var(--muted);max-width:660px}.advisor-badges{display:flex;flex-wrap:wrap;gap:9px;margin:25px 0}.advisor-badges span{background:#eaf5fe;color:var(--navy);padding:8px 11px;border-radius:999px;font-size:12px;font-weight:800}.advisor-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.text-link{color:var(--blue);font-weight:850}
.why-section{background:#fff}.value-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.value-card{border-top:3px solid var(--navy);padding:22px 4px 0}.value-card>span{font-size:25px;color:var(--blue)}.value-card h3{margin:14px 0 8px;color:var(--navy)}.value-card p{color:var(--muted)}
.faq-section{background:var(--soft)}.faq-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:60px;align-items:start}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:0 18px;margin-bottom:12px}.faq-list summary{cursor:pointer;padding:18px 34px 18px 0;font-weight:800;color:var(--navy);position:relative}.faq-list summary:after{content:"+";position:absolute;right:4px;top:14px;font-size:24px;color:var(--blue)}.faq-list details[open] summary:after{content:"–"}.faq-list p{margin:0;padding:0 28px 18px 0;color:var(--muted)}
.cta-section{padding:58px 0;background:linear-gradient(135deg,#0a3975,#0a86da);color:#fff}.cta-grid{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-section h2{font-size:42px;color:#fff;margin:0;max-width:720px}.btn-white{background:#fff;color:var(--navy)}.btn-outline-white{border-color:rgba(255,255,255,.65);color:#fff}.cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.site-footer{background:#061d3d;color:#d9e6f3;padding:60px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:40px}.footer-grid>div{display:flex;flex-direction:column;gap:9px}.footer-brand strong{font-size:24px;color:#fff}.footer-brand span{color:#7dc8ff;font-weight:700}.footer-brand p{color:#9fb5c9;max-width:400px}.footer-grid h4{color:#fff;margin:0 0 8px}.footer-grid a{color:#b7c9da;font-size:14px}.footer-grid a:hover{color:#fff}.footer-bottom{margin-top:42px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);font-size:12px;color:#8da5bc}.footer-bottom p{max-width:980px}.legal-links{display:flex;gap:18px;margin:16px 0}.legal-links a{color:#bdd1e4}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}.reveal.visible{opacity:1;transform:none}.delay-1{transition-delay:.08s}.delay-2{transition-delay:.16s}.delay-3{transition-delay:.24s}
@media (max-width:980px){.menu-toggle{display:block}.nav{display:none;position:absolute;left:20px;right:20px;top:76px;flex-direction:column;align-items:stretch;background:#fff;padding:18px;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow)}.nav.open{display:flex}.nav a{padding:8px 4px}.hero-grid,.quote-grid,.advisor-grid,.faq-grid{grid-template-columns:1fr}.hero-media{max-width:680px}.service-grid{grid-template-columns:1fr 1fr}.process-grid,.value-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.cta-grid{align-items:flex-start;flex-direction:column}.hero:before{opacity:.35}}
@media (max-width:640px){.container{width:min(100% - 26px,var(--max))}.nav-wrap{height:72px}.brand img{height:52px}.hero{padding:52px 0}.hero h1{font-size:43px}.hero-lead{font-size:17px}.hero-points,.service-grid,.process-grid,.value-grid,.footer-grid{grid-template-columns:1fr}.quote-form{grid-template-columns:1fr}.wide{grid-column:auto}.section{padding:68px 0}.section-heading h2{font-size:38px}.advisor-copy h2{font-size:44px}.quote-intro h2,.cta-section h2{font-size:36px}.hero-actions,.cta-actions{flex-direction:column;align-items:stretch}.btn{width:100%}.hero-points{gap:4px}.service-card p{min-height:0}}